Terms of Service

1. Agreement to These Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you" or "User") and The Syndicate ("The Syndicate," "Company," "we," "us," or "our"), a Florida-based company, regarding your access to and use of our website, platform, and related services (collectively, the "Services").

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

2. Nature of the Services

The Syndicate operates a financial technology marketplace platform.

The Syndicate is not a lender, broker-dealer, or financial institution. We do not make credit decisions, underwrite loans, set rates, approve funding, or provide capital.

Our Services facilitate the submission of information by users and the routing of that information to participating lenders, investors, or third-party funding providers, who independently evaluate and determine any funding offers.

3. No Offer, No Guarantee

Use of the Services does not constitute a loan offer, approval, or commitment.

All funding decisions, rates, terms, approvals, and funding timelines are determined solely by participating lenders or providers. Submission of information does not guarantee approval or funding.

4. Eligibility

You must be at least 18 years of age and have the legal authority to enter into this agreement. By using the Services, you represent that all information you provide is accurate and complete.

5. User Accounts

You may be required to register an account. You are responsible for maintaining the confidentiality of your login credentials and all activity conducted through your account.

6. Fees & Payments

The Syndicate may charge platform, technology, or service fees related to access or use of the Services. The Syndicate does not charge interest, originate loans, or collect payments related to funding provided by third-party lenders.

Any fees charged by lenders or providers are disclosed separately by those parties.

7. Prohibited Use

You agree not to use the Services to:

• Violate any law or regulation
• Misrepresent information
• Interfere with platform security or functionality
• Attempt unauthorized access or automated scraping
• Use the platform for fraudulent or deceptive purposes

8. Intellectual Property

All content, software, trademarks, and materials on the Services are owned by or licensed to The Syndicate and are protected by intellectual property laws. Unauthorized use is prohibited.

9. Privacy

Your use of the Services is subject to our Privacy Policy, which is incorporated by reference. By using the Services, you consent to data processing as described therein.

10. Service Availability

We may modify, suspend, or discontinue the Services at any time without notice. We are not liable for interruptions or changes to availability.

11. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SYNDICATE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICES, INCLUDING FUNDING DECISIONS MADE BY THIRD-PARTY PROVIDERS.

13. Indemnification

You agree to indemnify and hold harmless The Syndicate and its affiliates from claims arising out of your use of the Services or violation of these Terms.

14. Governing Law & Venue

These Terms shall be governed by the laws of the State of Florida, without regard to conflict-of-law principles. Exclusive venue shall lie in state or federal courts located in Miami, Florida.

15. Changes to These Terms

We may update these Terms periodically. Continued use of the Services after updates constitutes acceptance.

16. Contact Information

The Syndicate 1065 SW 8th St, #2511 Miami, FL 33130 Phone: 1-888-571-8458 Email: info@lightspeedbusinessfunding.ai