Disclaimer

Please Read Carefully

This Disclaimer contains important information regarding the services provided by The Syndicate ("The Syndicate," "we," "us," or "our"). By accessing or using our platform, you acknowledge that you have read, understood, and agree to the terms described below.

General Information

The Syndicate is a financial technology platform that operates as a marketplace. The Syndicate is not a lender and does not make credit decisions. Our platform facilitates connections between businesses and participating lenders or third-party funding providers.

All credit decisions, rates, terms, approvals, and funding outcomes are determined solely by participating lenders or providers.

No Offer or Guarantee of Approval

Submission of information through our platform does not constitute a loan offer, approval, or commitment of any kind.

Pre-qualification results, estimates, or example terms displayed on our platform are non-binding and provided for informational purposes only. Final approval and terms are subject to lender review and underwriting criteria.

Rates, Terms, and Estimates

Any rates, terms, payment amounts, or funding ranges displayed on our website are estimates only and may not reflect actual loan terms. Final terms are determined by participating lenders based on factors that may include credit profile, business financials, collateral, cash flow, and program requirements.

Rates, fees, and terms may vary by lender and are subject to change without notice.

Credit Review and Credit Impact

Participating lenders determine how credit is reviewed. Some lenders may use soft credit inquiries during initial review. If a hard credit inquiry is required as part of a lender's underwriting process, you will be informed before it occurs.

The Syndicate does not perform credit checks and does not determine whether a hard or soft inquiry is used.

Technology and Automated Processes

The Syndicate utilizes technology-enabled systems to assist with information collection and submission routing to participating lenders based on eligibility criteria provided by those lenders.

The Syndicate does not perform underwriting, make credit decisions, set loan terms, or approve funding. All final decisions are made by participating lenders or providers.

Professional Advice Disclaimer

Information provided on our platform is for general informational purposes only and should not be considered financial, legal, or tax advice. You should consult with qualified professionals before making financial or business decisions.

Accuracy of Information

While we strive to provide accurate and current information, The Syndicate makes no representations or warranties regarding the accuracy, completeness, or reliability of any content on our platform. Funding programs, eligibility criteria, rates, and terms may change without notice.

Third-Party Services

Our platform may connect you with independent third-party lenders, investors, or service providers. The Syndicate is not responsible for the actions, services, disclosures, or agreements of these third parties. Each provider operates independently and maintains its own terms, conditions, and privacy practices.

Limitation of Liability

To the fullest extent permitted by law, The Syndicate shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our platform, including but not limited to funding decisions, business outcomes, or financial losses.

State-Specific Availability

Funding availability, program terms, and eligibility criteria may vary by state and lender licensing requirements. Not all programs are available in all jurisdictions.

Contact Information

If you have questions regarding this Disclaimer, please contact:

The Syndicate 1065 SW 8th St, #2511 Miami, FL 33130 Phone: 1-888-571-8458 Email: info@lightspeedbusinessfunding.ai